About Us
Our Team
RUTH GOLDSTEIN, CFP® Professional, Chartered Federal Employee Benefits Consultant℠ (ChFEBC℠)
Managing Partner
Ruth Goldstein, Managing Partner of Mainstreet Financial Group LLC in Atlanta, is a 20-year veteran of the financial and insurance services industry. Our clients appreciate her ability to address a broad range of their financial concerns by coordinating estate, tax, retirement income, and risk management planning. She is passionate and knows that in an uncertain global economy, the right advice has never been more important in helping families have the confidence and know they are on track to meet their investment goals—no matter what the environment.
Ruth is happy to announce that she obtained her CERTIFIED FINANCIAL PLANNER ™ certification. The CFP® mark is granted to those individuals who have met the rigorous education, experience, and ethical requirements of the CFP Board, and who have passed the CFP® Exam covering the following areas: investment planning, tax planning, retirement savings, income and estate planning, professional conduct and regulation, general financial planning principles, education planning, risk management and insurance planning.
As a specialty, Ruth obtained her CHARTERED FEDERAL EMPLOYEE BENEFITS CONSULTANT℠ certification in 2012. As a ChFEBC℠ Professional, she is a financial planning professional who has been specially trained in Civil Service Retirement System (CSRS) and Federal Employees’ Retirement System (FERS) annuities (pensions) and Thrift Savings Plan (401k-type account). • She has B.A. degree in Business Administration and Marketing from American InterContinental University, a private university with its headquarters in Schaumburg, Illinois.
She specializes in providing information on benefits for:
• CSRS
• CSRS Offset
• FERS
• FERS Transferees
• Federal Law Enforcement Officers
• Federal Firefighters
• Air Traffic Controllers
• National Guard & Reservists
• Customs & Border Protection Officer
Every financial planning decision is more than a financial decision. Request Financial Advice That is Tailored to You. Know exactly what you want and know you are moving towards achieving it.
Investment advisory and financial planning services offered through Mainstreet Financial Group LLC a Registered Investment Advisor. Investment advisory service offered through Advisory Alpha LLC, a Registered Investment Advisor and subadvisor to Mainstreet Financial Group LLC . SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.
Insurance, Tax and Budget Consulting, and Education services offered through Mainstreet Financial Insurance Advisor LLC. Mainstreet Financial Group LLC is a separate and unaffiliated entity from Advisory Alpha LLC and Mainstreet Financial Insurance Advisor LLC.
One of our greatest strengths is the comprehensive team that we have assembled to serve and support each client. We specialize in working with clients that desire a single point of contact for all of their financial matters. This approach is effective because we maintain a deep understanding and awareness of your entire financial picture to provide clarity and simplification in your financial life.
Investment Team
Members of the Investment Team are licensed with Advisory Alpha, LLC, a SEC registered investment advisor.
Steve Osterink, Jr., CFA, CFP®, AIF®
Chief Investment Officer
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Steve Jr. leads the Investment Team through his strong commitment to personal finance and asset management and is the driving force behind the innovation and development of our investment solutions.
Jon Lohr, CFA, CFP®
Research Director
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Jon oversees the Investment Team’s daily investment research and portfolio management responsibilities, including asset allocation research, fund monitoring, due diligence, and investment strategy evaluation and implementation.
Nick Heinrich, CFA, CFP®
Financial Planning Director
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Nick contributes to the Investment Team’s research and portfolio management functions and leads a team of financial planning consultants who utilize various portfolio analysis and planning resources that strive to improve the financial outcomes of our valued clients.
Brian Kragt
Operations Director
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Brian oversees the Investment Team’s trade management and portfolio accounting systems, which includes implementing investment decisions, account rebalancing, cash management functions, trade execution, account billing, and performance reporting.
Janine Osterink
Chief Compliance Officer
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Janine leads our compliance program and supports our Investment Team by helping us adhere to legal, regulatory, and internal requirements and policies with the goal of promoting trust and reducing risk for our valued clients.
Mike Baker
Technology Director
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Mike leads our technology initiatives on behalf of the Investment Team which impact our client communication and overall client experience as well as support our trade management and portfolio accounting functions.